Case study · Finance broker
Finance first, then the car. All of them.
CarMoney is a car finance broker, not a dealership, so its customers start with what they can afford. Their Autonomy stock site puts a quote on every car in a national feed, then hands the buyer into the application.
Stock at 13 October 2026
- Customers helped
- 100,000+
- Lenders on the panel
- 20+
- Cars live
- 112,000+


In their words
mtc was able to take our scope and implement it seamlessly during the build process.
Read the full testimonial
CarMoney has different use cases from the typical dealership customer for Autonomy, but mtc was able to take our scope and implement it seamlessly during the build process.
With many legacy technologies coming with a maintenance overhead or API connection limitations, we chose to launch with Autonomy so that we can take advantage of the best tech from across the sector, connect easily with our dealer partners, and give our customers the best experience possible.
The client
Glasgow's car finance ninjas.
A legacy platform with growing maintenance overheads and limits on what it could connect to, and a national stock feed far bigger than any dealer's forecourt.
CarMoney was founded in Glasgow in 2016 as a digital-first car finance broker and has worked with mtc. since its first website. Customers arrive with a budget rather than a car in mind, so the site has to answer the finance question first, then find the car to match, from a feed of dealer stock across the UK. CarMoney wanted a platform that could carry that volume, connect to its dealer partners and keep adding integrations, with its own team free to build content pages around it.
- Locations
Glasgow
- Integrations
- Motors.co.uk
- AutoTrader
- CodeWeavers
- AutoConvert
- Autoexposure
- Reviews.io
- Trustpilot
- Matomo
What we built
A stock site that thinks like a broker.
Autonomy runs the search and the vehicle pages, with a WordPress site around them for CarMoney's own content. Every car in the Motors feed carries a CodeWeavers quote, and Get my Quote carries the car straight into the finance application.
From a monthly budget to a signed agreement.
The search starts with price, monthly budget and postcode. Once a buyer has a car, the quote is personalised by credit rating, the eligibility check is a soft search, and CarMoney's team takes the application through to the keys.
- 01Search by budgetPrice, monthly, postcode and distance

- 02Pick the carPhotos and the dealer's description

- 03Personalise the quoteTerm, deposit, mileage, credit rating

- 04Get my QuoteThe car travels with the application

- 05ApplyA soft search, no mark on your credit file

Every car in the country, with a price per month.
The search carries a national feed of dealer stock with a monthly figure and a cash price on every card, PCP badges, and filters for postcode and distance, so buyers can sort by what they can afford before they fall for a car.
- Monthly and cash price on every card
- Postcode and distance filters
- Sort by monthly price

The quote travels with the car.
The CodeWeavers calculator on each vehicle page quotes PCP and HP by term, deposit, mileage and credit rating. Get my Quote passes the car, its price and the quote into CarMoney's application, so the buyer never types the car in twice.
- PCP and HP quotes by credit rating
- Representative APR on every quote
- The car pre-filled in the application

01Quotes personalised by credit rating 
02The car arrives with the application 
03Four steps, starting with a soft search
How we delivered it
Two platforms, one site.
Autonomy took the stock and the vehicle pages; a new WordPress build took everything CarMoney's own team writes.
- ScopeA broker, not a dealer
- DesignSigned off by CarMoney
- Stock feedMotors across the UK
- FinanceCodeWeavers quotes on every car
- WordPressContent pages, built in-house
- Tracking and hostingAWS and Cloudflare
- Livecarmoney.co.uk launched
Set a monthly budget, pick a car and see your quote on the live site.
carmoney.co.uk (opens in a new tab)More work
Groups and dealers on Autonomy.
Sandicliffe Motor GroupMulti-franchise group
Connolly Motor GroupMulti-franchise group, Ireland
Dales of CornwallMulti-franchise group (opens in a new tab)
SandownMulti-franchise group
SaxtonsPremium independent (opens in a new tab)
Joe Duffy GroupMulti-franchise group (opens in a new tab)
Kearys Motor GroupMulti-franchise group (opens in a new tab)
Windsor MotorsMulti-franchise group
Ray Chapman MotorsMulti-franchise group (opens in a new tab)
Acklam CarsPremium independent
Prestige Cars KentPremium independent (opens in a new tab)
All ElectricMulti-franchise group (opens in a new tab)
John Banks GroupMulti-franchise group (opens in a new tab)
Auto 100Premium independent (opens in a new tab)
Fitzpatrick’s GaragesMulti-franchise group (opens in a new tab)
Japan ExoticsPremium independent (opens in a new tab)
Hippo Motor GroupUsed car dealer
Noel Deasy CarsSingle franchise
MangoletsiSingle franchise (opens in a new tab)
Kearys LeasingCar leasing (opens in a new tab)
Auto BolandMulti-franchise group (opens in a new tab)
Batchelors Motor GroupMulti-franchise group (opens in a new tab)
Erwin Hymer CentreMotorhomes and campervans
Forza FinanceFinance broker (opens in a new tab)
Saint MotorsPremium independent (opens in a new tab)
VW Group Used Staff SalesManufacturer staff sales (opens in a new tab)