Case study · Finance broker

Finance first, then the car. All of them.

CarMoney is a car finance broker, not a dealership, so its customers start with what they can afford. Their Autonomy stock site puts a quote on every car in a national feed, then hands the buyer into the application.

Stock at 13 October 2026

Customers helped
100,000+
Lenders on the panel
20+
Cars live
112,000+
The CarMoney car search on desktop, with filters by vehicle type, make, price and postcode and cars from across the UK
A used Audi Q4 e-tron vehicle page on a phone, with the cash price and the Get my Quote button

In their words

mtc was able to take our scope and implement it seamlessly during the build process.

Andrew Marshall, Head of Marketing, Partnerships and Propositions, CarMoney
Read the full testimonial

CarMoney has different use cases from the typical dealership customer for Autonomy, but mtc was able to take our scope and implement it seamlessly during the build process.

With many legacy technologies coming with a maintenance overhead or API connection limitations, we chose to launch with Autonomy so that we can take advantage of the best tech from across the sector, connect easily with our dealer partners, and give our customers the best experience possible.

The client

Glasgow's car finance ninjas.

A legacy platform with growing maintenance overheads and limits on what it could connect to, and a national stock feed far bigger than any dealer's forecourt.

CarMoney was founded in Glasgow in 2016 as a digital-first car finance broker and has worked with mtc. since its first website. Customers arrive with a budget rather than a car in mind, so the site has to answer the finance question first, then find the car to match, from a feed of dealer stock across the UK. CarMoney wanted a platform that could carry that volume, connect to its dealer partners and keep adding integrations, with its own team free to build content pages around it.

Locations

Glasgow

Integrations
  • Motors.co.uk
  • AutoTrader
  • CodeWeavers
  • AutoConvert
  • Autoexposure
  • Reviews.io
  • Trustpilot
  • Matomo

What we built

A stock site that thinks like a broker.

Autonomy runs the search and the vehicle pages, with a WordPress site around them for CarMoney's own content. Every car in the Motors feed carries a CodeWeavers quote, and Get my Quote carries the car straight into the finance application.

From a monthly budget to a signed agreement.

The search starts with price, monthly budget and postcode. Once a buyer has a car, the quote is personalised by credit rating, the eligibility check is a soft search, and CarMoney's team takes the application through to the keys.

  1. The CarMoney car search on a phone, with Filter and sort controls above the results
    01Search by budgetPrice, monthly, postcode and distance
  2. A used Audi Q4 e-tron vehicle page on a phone
    02Pick the carPhotos and the dealer's description
  3. Nikki's Finance Calculator on a phone, with period, deposit, mileage and credit rating
    03Personalise the quoteTerm, deposit, mileage, credit rating
  4. The car finance calculator page on a phone, showing the car you've picked
    04Get my QuoteThe car travels with the application
  5. Step one of four of the finance application on a phone, asking about the driving licence
    05ApplyA soft search, no mark on your credit file

Every car in the country, with a price per month.

The search carries a national feed of dealer stock with a monthly figure and a cash price on every card, PCP badges, and filters for postcode and distance, so buyers can sort by what they can afford before they fall for a car.

  • Monthly and cash price on every card
  • Postcode and distance filters
  • Sort by monthly price
Search the cars on carmoney.co.uk  (opens in a new tab)
The CarMoney car search on desktop, with filters on the left and three car cards showing the cash price

The quote travels with the car.

The CodeWeavers calculator on each vehicle page quotes PCP and HP by term, deposit, mileage and credit rating. Get my Quote passes the car, its price and the quote into CarMoney's application, so the buyer never types the car in twice.

  • PCP and HP quotes by credit rating
  • Representative APR on every quote
  • The car pre-filled in the application
  1. Nikki's Finance Calculator on a phone, with period, deposit, annual mileage and credit rating fields and a PCP personalised quotation
    01Quotes personalised by credit rating
  2. The car finance calculator page on a phone, showing the Audi Q4 e-tron as the car you've picked with its vehicle total
    02The car arrives with the application
  3. Step one of four of the finance application on a phone, Personal details, asking what type of driving licence you have
    03Four steps, starting with a soft search

How we delivered it

Two platforms, one site.

Autonomy took the stock and the vehicle pages; a new WordPress build took everything CarMoney's own team writes.

  1. ScopeA broker, not a dealer
  2. DesignSigned off by CarMoney
  3. Stock feedMotors across the UK
  4. FinanceCodeWeavers quotes on every car
  5. WordPressContent pages, built in-house
  6. Tracking and hostingAWS and Cloudflare
  7. Livecarmoney.co.uk launched

Set a monthly budget, pick a car and see your quote on the live site.

carmoney.co.uk (opens in a new tab)

More work

Groups and dealers on Autonomy.

All work

Fancy a test drive?

Ready for a site that works as hard as your showroom?